Terms & Conditions
Last updated: April 16, 2025
1. Introduction
These Terms and Conditions (“Terms”) govern your use of the Xyphin mobile application, website, and services. By creating an account or using any feature on Xyphin, you agree to be bound by these Terms.
2. Eligibility
You must be at least 18 years old or of legal age in your jurisdiction to use Xyphin. By registering, you confirm that all personal information provided is accurate and up-to-date.
3. Account Security
You are responsible for maintaining the confidentiality of your login credentials. Any action taken under your account will be considered authorized by you. Xyphin is not liable for unauthorized access unless caused by our negligence.
4. Use of Services
Xyphin offers wallet management, virtual card creation, airtime conversion, and more. You agree to use these features only for lawful purposes and in accordance with applicable regulations.
5. Fees and Charges
Some services may include fees, which will be clearly disclosed before transactions. Xyphin reserves the right to modify fees with reasonable notice.
6. Suspension and Termination
We reserve the right to suspend or terminate your access to Xyphin without notice if you breach these Terms, violate laws, or misuse the platform.
7. Limitation of Liability
Xyphin is not liable for any indirect or consequential damages arising from your use of the platform, including service disruptions, data loss, or unauthorized transactions.
8. Privacy
Please refer to our Privacy Policy to understand how we collect and use your personal data.
9. Changes to Terms
We may update these Terms periodically. Continued use of Xyphin after changes constitutes your agreement to the revised Terms.
10. Contact
For questions or support, contact us at [email protected].