AML & Compliance Policy

Last updated: April 16, 2025

1. Our Commitment

Xyphin is committed to combating money laundering, terrorist financing, and other forms of financial crime. We follow international standards and work with relevant authorities to maintain a secure platform.

2. KYC (Know Your Customer)

All users must undergo identity verification prior to accessing certain services. This includes providing government-issued identification, phone verification, and in some cases, proof of address.

3. Transaction Monitoring

We monitor all transactions in real time and employ automated systems to detect unusual or suspicious activity. Large, complex, or high-risk transactions are flagged for further review.

4. Reporting Obligations

Xyphin may report suspicious activity to appropriate regulatory or law enforcement agencies where required. We cooperate fully with lawful requests and investigations.

5. Restricted Activities

Users are prohibited from using Xyphin to facilitate illegal activities including, but not limited to: fraud, corruption, terrorist financing, narcotics trafficking, and sanctions evasion.

6. Staff Training

Our team receives regular training on AML regulations, internal procedures, and red-flag indicators to ensure constant vigilance and awareness.

7. Risk Assessment

We routinely assess risks across our services, user behavior, jurisdictions, and third-party integrations to adapt our AML controls accordingly.

8. Third-Party Compliance

We only work with partners, providers, and vendors who demonstrate strong compliance programs and are subject to equivalent AML laws.

9. Your Responsibility

By using Xyphin, you agree to provide truthful and accurate information, comply with local and international laws, and cooperate during audits or reviews.

10. Contact Us

For AML-related inquiries or reports, please email [email protected].