XY Finance Hero

Spend it. Send it.
Xyphin it.

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XY Finance App

Spend your local currency globally with a virtual card, send money as airtime, and convert airtime to cash—effortlessly and securely.

XY Finance App

Start your global spending journey today.

Get a virtual card funded in your local currency—spend securely worldwide.

Send Airtime and convert to cash

XY Finance App

Instant Contactless Payments with Xyphin Card

XY Finance App

Talk to Xyphin. Get Things Done.

Smart transactions with simple commands, skip the taps. Just tell Xyphin what to do.

XY Finance App
XY Finance App
XY Finance App
XY Finance App
XY Finance App

Send.
Reload.
Repeat.

Transact safely

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Frequently Asked Questions

Find answers to common questions about our products and services

Yes. Xyphin uses industry-standard encryption and security protocols to keep your funds and personal data protected at all times.
Simply fund your wallet, then create a virtual card with any amount of your choice. It's ready for use immediately—online or internationally.
Yes. You can transfer funds to other Xyphin users or withdraw directly to your bank account.
Absolutely. Send airtime to your wallet and convert it to cash instantly.
You can ask the AI to create cards, check balances, send money, convert airtime, and more—using simple text or voice commands.

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